We are more than just your insurance advisors, we are your neighbors. Bremer Insurance is a local, independent agency serving the communities in which we live and work in Minnesota, North Dakota and Wisconsin. We partner with an extensive network of top-rated insurance providers to deliver competitively priced insurance solutions for business, agribusiness, organizations, individuals, and employees.

Our experienced advisors will get to know your business, identify areas of risk and exposure, provide a variety of insurance options to consider, and help you customize the insurance program that provides the right protection for your business today. We'll also conduct a Bremer Advantage Review every year to help ensure your coverage continues to meet your needs tomorrow.

Protect your buildings, equipment and more

Whether you own a building or lease a workspace, property insurance can help protect your business from a minor loss to a major disaster.

Protect your physical assets

Business property insurance can be one of the most important investments you make for your business. You can choose to cover your office furniture, fixtures, tools and inventory against damage and losses.

Protect your business

If you suffer a major disaster or physical property loss, you may also experience a significant disruption to your business and your revenue. A Bremer Insurance advisor can work with you to identify coverage solutions for business interruption, losses due to crime, lost earnings, payroll and electronic data losses.

Protect your employees

When accidents happen, workers’ compensation insurance restores lost income and provides medical benefits for workers injured on the job. Workers’ compensation insurance is required by law and can protect you in the event of a lawsuit initiated by an injured worker.

Protect the unprotected

Umbrella coverage, or excess liability insurance (ELI), is one of the most important and cost effective type of insurance policy you can buy. It protects your business against gaps in your existing policy coverage, as well as from financially draining lawsuits — the type of rare but devastating claim that could close your business.

Umbrella insurance is typically low-cost, because it's supplemental coverage, and acts as a dual policy by paying liabilities in excess of your current limits and providing coverage in areas not included with existing policies. Our insurance advisors can work with you to include umbrella coverage as part of your risk management strategy.

Providing valuable benefits to your employees is an important part of your recruitment and retention strategy. Bremer Insurance partners with Arthur J. Gallagher & Co. to help you provide innovative employee benefits including medical coverage, dental and vision, health and wellness resources and more.